Wednesday, October 30, 2013

Captial One 360 Online Banking: The Best Thing Since Sliced Bread!

After several days of shopping around for a new savings/checking account, I discovered Capital One 360.  I was already familiar with their products but had my eyes dead set on an account with Ally Bank.  Needless to say, I applied online with Ally and was advised to call in to complete the application.  The website and representative I spoke with both stated that this was a normal procedure to have a customer call in, as they operate online only and have to "identify" their potential customers.  The representative asked a few basic questions and informed me that I would received a letter in the mail with instructions to send in a copy of my driver's license or my Social Security Card.  Three to four days since that call I have heard nothing from Ally.  To be an online institution, one would think the process could have been handled in an electronic and more expeditious manner.  However, I moved on to Capital One 360 which provided an interest rate of .75 percent with their accounts, similar to Ally.  I applied online and was instructed to call the company to complete the application.  I performed this simple task and minutes later, my account was set up.  Capital One 360  allowed me to open several other accounts of which can be nicknamed, such as a "Rainy Day Fund" account or "Vacation" account,  all of which requires no start up or minimum deposit.  You are also able to add up to twenty different accounts on your own with the simply click of a button.  No call in or traditional minimum deposits are required.  In addition, there are no overdraft or monthly maintenance fees associated with these accounts. At setup, you will have to go through the process of verifying your current bank account, which is to ensure your external accounts used are accurate.  Bottom line, if you are in the market for a hassle-free, no nonsense type of checking, savings, investing or money market account, make sure you check out Capital One 360.  To start the process or just browse around for additional information here's a link to the site:

Sunday, October 6, 2013

You Put What on Your Face? Milk of Magnesia as a Face Primer?

Yes, I know it sounds crazy but just work with me for a minute. I have had very oily skin all of my life.  After wasting hundreds of dollars over the years in search of the next big product to tame my extremely oily skin, I learned (through YouTube) just this year that the answer had been with me all along.  Milk of Magnesia (MOM)!  If you are looking for a complete, matte, anti-shine, oil controlling product, this is it.  Use this product to coat your face lightly in oil prone areas prior to your make-up.  Please note: This product dries on white in color, but do not panic, as you will place your foundation over it!  After it has dried, proceed with your normal make-up routine.  You will be oil free easily for the next 6-8 hours or longer. Since using this product, I have found that I no longer have a need to touch-up or blot oil from my make-up throughout the day.  For more details and additional benefits of this product regarding skincare, I suggest performing a basic Google search or visit YouTube to search for demonstration of application. This has helped me tremendously as I no longer spend a large amount of money on oil blockers in addition to my foundation. In my opinion, this is one of very few products that works for me 100 percent. Try it, you just might be amazed!

Saturday, October 5, 2013

Uncontrollable Blood Pressure?? Could It Be Something Else?

Below is my personal journey on a condition I was diagnosed with called Hyperaldosteronism.  This condition caused me to have uncontrollable high blood pressure, even with the assistance of multiple hypertension medications.  Watch and discover how one diagnosis could lead to another and a possible cure.